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First Time Homebuyers: West Austin, Southwest Austin and Lakeway Texas home buying, real estate listings, and homes for sale in Travis County, TX

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top West Austin, Round Rock and Lakeway real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Q	What are the financial benefits of having a home near a body of water?
A	The mere presence of water within 300 feet increases a home's value by 22 percent.
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Linda Bishop and The Bishop Team, REALTORŽ, real estate agents and broker for West Austin, Southwest Austin and Lakeway Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Bishop and The Bishop Team
Keller Williams Realty
1801 S. Mopac Expy, Suite 100
Austin, TX. 78746
Phone: 512-794-6655
Fax: 512-329-9288
Email: thebishopteam@NUMBER1EXPERT.com
After working in Real Estate for several years, Bart Harris joined me to form "The Bishop Team". Since that time, we have added a Office/Marketing Manager (Matt Harris), Contract Manager (Margaret Denson), Investment Coordinator/Realtor (Patricia Galvan), Client Care Coordinator (Rebekah Strachn)& Investment/Buyer Specialist (Scott Mays) who bring over 20 years of combined experience. Our Buyer's Specialist's (Troy Cramer, Denise May & Angie Young) round out the group. Becoming a grandmother over was decidedly one of my greatest achievements, but only served to fuel my passion for searching and finding the perfect home for my clients and their families. We cherish our clients because not only do they become our friends, they represent success in our professional life as well. We are humbled and greatly appreciate the opportunity to have you join this great group of people whom I have come to consider "My Team".

www.TheBishopTeam.com is brought to you by Linda Bishop and The Bishop Team
NUMBER1EXPERTS™ in real estate for West Austin, Southwest Austin and Lakeway, Texas, luxury homes, investment properties

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