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Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Q	What is the average price for a home in the United States?
A	According to recent data published by the NAR, the national median price for existing single-family homes is now $230,000.
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Linda Bishop and The Bishop Team, REALTORŽ, real estate agents and broker for West Austin, Southwest Austin and Lakeway Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda Bishop and The Bishop Team
Keller Williams Realty
1801 S. Mopac Expy, Suite 100
Austin, TX. 78746
Phone: 512-794-6655
Fax: 512-329-9288
Email: thebishopteam@NUMBER1EXPERT.com
After working in Real Estate for several years, Bart Harris joined me to form "The Bishop Team". Since that time, we have added a Office/Marketing Manager (Matt Harris), Contract Manager (Margaret Denson), Investment Coordinator/Realtor (Patricia Galvan), Client Care Coordinator (Rebekah Strachn)& Investment/Buyer Specialist (Scott Mays) who bring over 20 years of combined experience. Our Buyer's Specialist's (Troy Cramer, Denise May & Angie Young) round out the group. Becoming a grandmother over was decidedly one of my greatest achievements, but only served to fuel my passion for searching and finding the perfect home for my clients and their families. We cherish our clients because not only do they become our friends, they represent success in our professional life as well. We are humbled and greatly appreciate the opportunity to have you join this great group of people whom I have come to consider "My Team".

www.TheBishopTeam.com is brought to you by Linda Bishop and The Bishop Team
NUMBER1EXPERTS™ in real estate for West Austin, Southwest Austin and Lakeway, Texas, luxury homes, investment properties

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